FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Student Loans
ELFI by SouthEast Bank offers private student loans, parent loans for college, and student loan refinance options paired with competitive rates, flexible terms, and truly personalized customer service.(1)
Making Student Loans Simple
Competitive Rates
ELFI rewards financially responsible borrowers by providing competitive student loan rates.
Award-Winning Customer Service
Each applicant is paired one-on-one with a Student Loan Advisor who will guide them through the application process.
No Fees or Painful Waiting
Customers enjoy an easy online process without application fees, original fees, or prepayment penalties.
Service Coast to Coast
ELFI private student loans and student loan refinancing are available across the entire U.S. and Puerto Rico.
Private Student Loans
If you’ve completed the FAFSA, used scholarships and grants, or explored federal loan products, an undergraduate student loan from ELFI may be right for you. ELFI takes a modern approach to college financing with a safe, secure, and simple online application. Pair it with no fees, flexible repayment options and a dedicated Student Loan Advisor, and your path to graduation just got a whole lot easier.
Parent Loans for College
Remove the obstacles and overwhelming aspects of paying for your child’s education. ELFI provides parent loans with flexible payment terms and no application fees, origination fees, or penalties for paying them off early. Rest easy knowing you’ve secured a low interest rate and chosen a repayment plan that’s tailored to fit your lifestyle.
Student Loan Refinancing
What if there was a better way to manage your student loans? With ELFI, you may be able to lower your monthly payment, save money in interest over your loan term, or pay off your student loans faster. By refinancing your student loan with ELFI, you can pick the payment plan and terms that fit your goals.
Bring Your Future Into Focus
Whether it’s obtaining a student loan to fund your education, or refinancing student loans to help manage repayment, ELFI has a solution for you.
Your Child Is Getting Back Admissions Letters. Are You Ready for Tuition Costs?
The closer your young student gets to their high school graduation, the larger college and career choices seem to feel. For many juniors, preliminary tours…
Read More
Student Financial Aid Workshop
Welcome to the Student Financial Aid Workshop series, a comprehensive guide designed to empower students in navigating the complex landscape of financial assistance for higher…
Read More
Smart Money Moves to Make in College
Looking to master your finances while you’re in school? Here are a few smart ways to manage your money in college.
Read MoreIn-Branch or Online, We’re Good to Know
Open an Account
Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.
Find a Branch
Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.
Have Questions?
Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.