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Home / Personal Banking / Loans and Lines / Home Equity Loans

Home Equity Loans

Home equity loans provide a flexible way to finance major expenses like home improvements, debt consolidations, or special milestones. At SouthEast Bank, we offer competitive rates and personalized service to help you make the most of your home’s value.

What can you use a home equity loan for?

A home equity loan allows you to borrow a lump sum based on the equity you’ve built in your home. This type of loan comes with fixed interest rates and predictable monthly payments. A great solution for funding one or more of your needs:

Home Improvements

Invest in your home’s value by tackling renovations, remodeling, or repairs.

Debt Consolidation

Simplify your finances by consolidating multiple debts into one manageable payment.

Weddings and Celebrations

Cover the costs of major life events like weddings, graduations, or other family celebrations.

Unexpected Bills

Mange unforeseen expenses, like medical bills or emergency repairs, without dipping into your savings.

Why Choose SouthEast Bank?

Choosing SouthEast Bank means you can rest easy with a team that will support you every step of the way. From competitive rates to service you can count on, our team of experts is here for you.

  • Flexible Loan Options: Skip a one-size-fits-all lender, and tailor your loan terms to fit your needs and goals.
  • Competitive Rates: We offer competitive interest rates that can save you money on your home equity loan.
  • One-to-One Service: Our loan officers hold deep Tennessee roots, local market expertise, and a commitment to customer satisfaction.
  • Community Investment: When you choose SouthEast Bank, you support a financial institution that gives back to the local causes you care about.

Frequently Asked Questions:

Choose a Local Lender Who’s Good to Know.

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Mortgage Loans

Whether you’re buying your first home, an investment property, or looking to refinance, SouthEast Bank has the experience and personal service to support you through this next step.

Mortgage Calculators

Utilize our many mortgage calculators to make your home financing decisions easier.

  • Mortgage Calculator
  • Mortgage Refinancing Calculator
  • Home Financing
  • Loan Consolidation
Learn More

Mortgage Refinance

Refinancing your mortgage loan can be beneficial for many reasons, including:

  • Take advantage of lower interest rates
  • Reduce your monthly payment with terms suited for you
  • Consolidate high-interest-rate debt
  • Save cash by paying off interest sooner
Learn More

In-Branch or Online, We’re Good to Know

Open an Account

Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.

Find a Branch

Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.

Have Questions?

Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.

NMLS ID# 537499