Home Mortgage Access Loans1
At SouthEast Bank, we’re dedicated to seeing the dynamic communities we serve reach their fullest potential. That’s why we’ve curated our loan programs to include innovative financial solutions that expand pathways to homeownership in Middle and East Tennessee.
With the help of our Home Mortgage Access Loan program, customers with either Individual Taxpayer Identification Numbers (ITIN) or Social Security Numbers (SSN) can apply for mortgage loans, home equity loans, and lines of credit.
Our dedicated program loan officer is ready to provide financial expertise and assistance to help you navigate your options.
Home Loans Tailored to You
Our Home Mortgage Access Loans include a variety of lending options to help you unlock your next chapter, including:
Mortgage Loans
Customers get manageable monthly payments, with taxes and insurance escrow and no private mortgage insurance (PMI) required.
Home Equity Line of Credit (HELOC)
Access a flexible line of credit you can access over a ten-year period for home improvement or personal use.
Personal Residential Investment Line of Credit (LOC)
Access a flexible line of credit you can access over a ten-year period for home-related purchases, improvements, or debt consolidation.
Home Equity Loan
Loans of various terms for home improvement or personal use.
Your Path to Homeownership Simplified
Owning a home is a significant way of ensuring your family’s stability and peace of mind. We are committed to making homeownership more accessible to the families that make up our communities. SouthEast Bank’s Home Mortgage Access Loans program offers an alternative path to citizens and resident alien consumers alike.
Guidance Every Step of the Way
Have questions? Of course you do! Buying a home can be an overwhelming process, especially for first-time or first-generation buyers. Our team understands your situation and will provide support and transparency at every stage of the financing process. We also have a team of bilingual customer care representatives ready to assist you in Spanish or English during the life of your loan.
Take the First Step Today
Your path to homeownership begins here, with SouthEast Bank’s Home Mortgage Access Loan program. Contact us today for a no obligation appointment. It may just be the first step toward achieving your homeownership aspirations!
Home Mortgage Access Loans Program Terms1
- Open to US and non-US citizens that have a SSN or ITIN and an unexpired, qualifying photo ID
- Primary residence must be located in a county where SouthEast Bank has a physical branch (Knox, Loudon, McMinn, Putnam, Bradley, Rhea, Meigs, Hamilton)
- Customer must establish a depository relationship with SouthEast Bank
- Additional terms and conditions may vary per product
Meet Your Loan Officer
At SouthEast Bank, our experienced team is ready to assist you with your mortgage, refinance, and lending needs. Contact us for assistance in both Spanish and English.
In-Branch or Online, We’re Good to Know
Open an Account
Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.
Find a Branch
Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.
Have Questions?
Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.
SOUTHEAST BANK NMLS ID# 537499