Please note: SouthEast Bank branches will close at 2 p.m. EST on Tuesday, December 24, and reopen Thursday, December 26. Mobile deposits submitted after 2 p.m. EST/1 p.m. CST on December 24 will be processed the next business day, December 26.
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Home / Business Banking / Business Bank Accounts / Business Checking Accounts / Business Premium Interest Checking

Premium Interest Business Checking

This account offers the flexibility and convenience you deserve from a business checking account, coupled with a high-earning, tiered interest accrual — the higher your balance, the more you can earn.(1) Visit your nearest SouthEast Bank to open an account today.

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man opening a certificate of deposit

Earn More As Your Balance Grows

Current Rates

BalanceYield
$0 – $99,999.990.05% APY*
$100,000 – $249,9990.10% APY*
$250,000 – $499,999.990.15% APY*
$500,000 – $999,999.990.20% APY*
$1,000,000+0.25% APY*

*APY=Annual Percentage Yield. Rates are accurate as of 12/10/24.

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Premium Interest Business Checking Benefits

Earn Interest on Your Balance

Earn more as your balance grows

Up to 500 Transaction Items

Use up to 500 transaction items per statement cycle

Coin and Currency Deposits

Use up to $10,000 in coin and currency deposit transactions per statement cycle

20 Fee-Free Mobile Deposits

Deposit checks anywhere, anytime

Online and Mobile Banking

Get back to work sooner with online and mobile banking

Open a Premium Interest Business Checking Account Today.

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Core Business Checking

This account has the banking tools your small business needs to grow and thrive.(2)

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
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Core Plus Business Checking

Best for businesses with larger account balances, this account offers competitive, tiered interest rates that increase as your balance grows.(3)

  • 500 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
  • $15 monthly service fee (waived with an average daily balance of $10,000 during the statement period)
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Business Loans

Scaling and maintaining a business costs money. SouthEast Bank offers the following commercial loans:

  • Equipment Financing
  • Construction Loans
  • Business Lines of Credit
  • Commercial Real Estate Loans
Learn More

*APY=Annual Percentage Yield.

Terms & Disclosures

1

Premium Interest Business Checking: *APY=Annual Percentage Yield. Rates are accurate as of 12/10/24 and are subject to change after account opening. $50 minimum to open. Fees may reduce earnings. Some fees and restrictions apply. Fees: $0.25 charge per transaction item exceeding 500; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $15 monthly service fee waived with an average daily balance of $10,000 during the statement period; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

2

Core Business Checking: $50 minimum to open. No minimum balance requirements. Some fees and restrictions apply. Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

3

Core Plus Business Checking: *APY=Annual Percentage Yield. Rates are accurate as of 12/10/24 and are subject to change after account opening. $50 minimum to open. No minimum balance requirements. Fees may reduce earnings. Some fees and restrictions apply. Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.