FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Senior Benefit Home Loan Program
You deserve quality loan options, regardless of your age. That’s why, at SouthEast Bank, we’ve designed an accessible program exclusively for individuals ages 62 and over. What does your next chapter hold? Let’s find out together.
Home Loan Options Tailored to You
Whether you’re looking to update your home, consolidate debt, or purchase a new residence, choosing the right lender is your key to success. With SouthEast Bank, you get quality loan options and personalized service along the way.
Mortgage Loans
Enjoy manageable monthly payments, with taxes and insurance escrowed and no private mortgage insurance (PMI) required.
Home Equity Line of Credit (HELOC)
Access a flexible line of credit for home improvement or personal use.
Personal Residential Investment Line of Credit (LOC)
Leverage equity from your primary residence to finance business purchases or investments with this commercial line of credit.
Home Equity Loans
Access a lump sum amount with a fixed interest rate and predictable monthly payments.
Senior Benefit Home Loan Program Eligibility1
- Exclusively available for individuals ages 62+
- Borrowers may qualify for up to $200,000 in financing
- Subject to credit and debit-to-income ratio (DTI) approval
- Primary residence must be located in Knox, Loudon, McMinn, Putnam, Bradley, Rhea, Meigs, or Hamilton counties
With the Senior Benefit Home Loan Program, Your Next Chapter Awaits
Be connected with a member of our lending team to learn more today.
You Might Also Like…
Thrive Checking
Get everything you need and nothing you don’t with this simple checking option for seniors 60+.2
- Enjoy free checks and paper statements
- 0.10% interest rate bump on CD Specials
- No monthly service charge
Certificates of Deposit
Earn a guaranteed return on your hard-earned money with competitive CDs from SouthEast Bank.
Loans & Lines of Credit
Borrowing money just got easier with SouthEast Bank! We will work closely with you to set up a loan that matches your specific needs, with repayment options that fit your budget.
- Personal Loans
- Home Construction Loans
- Home Equity Line of Credit (HELOC)
- Credit Cards
In-Branch or Online, We’re Good to Know
Open an Account
Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.
Find a Branch
Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.
Have Questions?
Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.
SOUTHEAST BANK NMLS ID# 537499